10 Most Popular Payment Gateways in India

The web is the new home to us, the Homosapiens.

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World today has become so much engrossed in the internet web that people now have found the ways to commence their business through it. From large tycoons to small merchants, everyone is using online ways to earn money. Since it is the exchange of money, people need to choose their payment gateway minutely so that there are no chances of any kind of fraud or monetary loss.

It is suggested that people should have at least 3 payment gateway sources so that the customer can get a choice to which source to use. This whole article is about payment gateways. But what are payment gateways? Why are they important? Why is it necessary to have a payment gateway while doing online business?

Well, Payment gateways are the agencies or the companies which transfer the money from one person or organization to other over the web. Since it is all online, money is stored and transf erred in form of digital points. Now, let’s get started.

1. Atom Paynetz Payment Gateway service

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Payment Solutions for every Business.

With over 100 payment options, 15 million+ transactions and 4500+ strong merchants all over the world, Atom is a progressive Payment Service Provider promoted by FT Group.

The annual maintenance charges get applicable from the second year onwards with the amount of Rs. 2400. Transaction fee per Transaction varies from the mode of payment used.

Pivotal features of Atom Paynetz are:

  • International Payment / Credit card Support: Not supported
  • Settlement days: in T+2 days
  • Mobile App Integration: Only Android as of now.
  • Customer Support: Phone number is given on the Contact Us page, which could be used to contact the customer support executives.
  • Multi-Currency Support: Not Supported
  • Withdrawal Fees: Zero
  • No of Days to start a transaction: Within 5-6 days

Atom Paynetz Payment Gateway Contact Details: Call 022-6686 4010.


2. CCAvenue Payment Gateway

Revolutionizing collections and Payments

CCAvenue Payment Gateway is one of the Advanced Payment Gateways in Indian Market. With 200+ Payment options and around 6 Credit Card facilities, this agency is showing its future motive to take over the web crystal clear. Taking on the web doesn’t only mean taking over the web of India, but the whole world; hence it offers the payment option in 27 major currencies and allows multilingual payment page in 18 major Indian and international languages.

Have a Gala Time starting the CCAvenue Payment Gateway for its initial setup fee is Nil. The annual maintenance charges are just Rs. 1200. Transaction Fee per transaction is varied on the basis of source chosen.

Some of its key features are:

  • International Payment / Credit card Support: Supported on CCAvenues.
  • Withdrawal Fees: Free.
  • Settlement days: CCAvenue settles payments on a weekly basis for all amounts over & above of Rs. 1000.
  • Mobile App Integration: Android, iOS, and Windows.
  • Multi-Currency Support: CCAvenue allows collection of payments in 27 major foreign currencies
  • Customer Support: Their website claims 24x7x365 days of Voice, Chat and emails support.
  • Documentation required: List of documents required is mentioned on the official CCAvenue site.

CCAvenue Payment gateway Contact Details: +91 22 67425555


3. DirecPay Payment Gateway Service

Direcpay Banner

Because the Customer Experience Matters

DirecPay is one of the most reliable and reasonable Payment Gateway available in Indian Market. It is one of the largest payment service providers on the Indian Web.

Let’s have a glimpse to their reasonable charges:

  • Annual maintenance Charge: Zero.
  • Transaction Fee per Transaction: variable transaction fee applies
  • Domestic Credit and Debit cards: Flat fee @ 2%
  • Wallets: Flat fee @ 2%
  • Taxes extra as applicable from time to time.

Some of its chief features are:

  • International Payment / Credit card Support: Supported
  • Withdrawal Fees: Zero
  • Mobile App Integration: Android and iOS.
  • Customer Support: Customer support not available over weekends.
  • Settlement days: Settlement in T + 2 days.
  • Multi-Currency Support: US$ is supported.
  • Documentation required: Business registration documents.

DirecPay Payment Gateway Contact Details: Call +91 96197 12858 Email contact@direcpay.com


4. EBS Payment Gateway

EBS Banner

Global capabilities, local expertise

All hail to the E-Billing Solutions for they are the First Indian Merchant account providers to achieve PCI DSS 3.0 standards of compliance. It has also been certified and audited by ISO 27001-2013 Standards making it one of the most secure service providers across the globe.

They ask for no Fee over Initial Setup but the Annual Maintenance charges are Rs. 2400 flat applicable every year. The transaction charges per transaction vary according to the package you select.

Key Features of EBS Gateway are:

  • International Payment / Credit card Support: EBS Payment gateway accepts Visa, Master Card, American Express, JCB & Diners cards.
  • Multi-Currency Support: EBS Payment Gateway supports 11 major foreign
  • Withdrawal Fees: Free of cost.
  • Settlement days: Settlement takes place within 2-3 days.
  • Customer Support: Not available over weekends
  • Mobile App Integration: Windows, iOS, and Andriod.

EBS Payment Gateway Contact Details: Call +91-22-44887000


5. Emvantage Payment Gateway Service

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Convenient, Fast, Reasonable and Reliable

If we talk about the proofs, Emvantage has proven its worth by getting certified by PCI-DSS V3.1; leading the Indian Markets.

Their Annual Maintenance and Per Transaction fees are variable and highly dependent upon the package selected.

Pivotal Features of Emvantage are:

  • International Payment / Credit card Support: Not supported.
  • Domestic Credit cards supported: All IndianMastercards, VISA, Maestro andRupay cards acceptable.
  • Multi-Currency Support: not available.
  • Withdrawal Fees: Zero.
  • Settlement days: T+2 is the settlement cycle.
  • Customer Support: Is accessible over weekdays.
  • Documentation required: Yes.
  • Mobile App Integration: Android, Windows, and iOS.

Emvantage Payment gateway Contact Details: Call +91 120 4328545 Email sales@emvantage.com


6. InstaMojo Payment Gateway

Instamojo Banner

The business now Strain less!

InstaMojo is one of the thriving payment gateway agencies in India. Providing their services at the most reasonable costs, this agency has become an integral part of many new firms’ favorites’ list. Moreover, InstaMojo provides its clients the assistance of collecting the payments over the internet with or without a website.

Talking about its charges, they have the least annual maintenance charges. It is ZERO. Yes, you read right; InstaMojo doesn’t charge a penny for its maintenance cost. Coming to transaction fee, they charge Flat Fee @ 2% + Rs. 3 per transaction.

Let’s cover some of its key features to understand it better.

  • International Payment: Not Accepted
  • Credit Card Payments: Not Accepted
  • Mobile App Integration: Not yet but might come with it soon.
  • Withdrawal Fees: Nil
  • Documentation Required: As listed in the post-sign-up form.
  • Multi-Currency Support: Not supported. Only Indian Rupee Currency.
  • Customer Support: Although The Customer Care Helpline is closed on weekends, they are pretty active on the weekdays.
  • Supported eCommerce CMS System: All major ones such as Magento, Prestashop, Opencart etc.
  • Settlement days: 3 days in your connected Bank account.

You can contact InstaMojo by calling them at +91 88801 10011.


7. Mobikwik Payment Gateway

Mobikwik Banner

Simple and Powerful Payment Solution

Who hasn’t heard of Mobikwik on Television Advertisements and other promotional references? Mobikwik Payment Gateway is a touristy service for online credit, and debit card and internet banking processing transactions.

Their annual maintenance and Transaction fees are custom and unremarkably negotiable.

The steering features of Mobikwik are:

  • International Payment / Credit card Support: All Indian & International Mastercards, VISA, Discover & Diner’s cards acceptable.
  • Customer Support: Customer support always seems to be busy.
  • Multi-Currency Support: No
  • Domestic Credit cards supported: All Indian & International Mastercards, VISA, Discover & Diner’s cards acceptable.
  • Settlement days: T+2 days
  • Mobile App Integration: Android, Windows, and iOS.
  • Withdrawal Fees: Zero

Mobikwik Payment Gateway Contact Details Call 011-30018008


8. PayPal Payment Gateway Service

PayPal Payment Gateway Banner

Pay with Paypal

PayPal has its roots and branches in over 200+ countries across the globe. PayPal has gained the trust of millions of international business firms. It supports more than 100 currencies and could hold PayPal balance in around 26 currencies. Indians primarily use PayPal for their international payments.

PayPal Payment Gateway Charges are ZERO for annual maintenance. However, transaction fee per transaction is 4.4% + US$0.30 + Currency conversion charges.

Key Features of PayPal Payment gateway services are:

  • International Payment / Credit card Support: PayPal can be used by an Indian merchant only for receiving international payments only. PayPal does not support or recognize Indian currency.
  • Withdrawal Fees: There are no withdrawal fees on PayPal.
  • Customer Support: PayPal has a great customer support system.
  • No of Days to start a transaction: You can start receiving payment immediately after successful registration.
  • Multi-Currency Support: Paypal supports over 100 currencies globally.
  • Mobile App Integration: iOS and Android.
  • Documentation required: Mentioned on PayPal official gazette.

PayPal Payment Gateway Contact Details Toll-free 18002123852


9. PayUbiz Payment Gateway Service

PayUbiz Payment Gateway Banner

Simplified Payment Solutions

Here we are talking about one of the biggest global players of payment gateway. PayUbiz is part of Naspers, a US$25 Billion Media and Internet Company listed in Johannesburg and London stock exchange. It is the income gateway to more than 70 of the top 100 eCommerce Companies.

Their charges include:

  • Annual maintenance Charge: Variable charges apply.
  • Transaction Fee per Transaction: Variable charges apply.

Some of the essential features of PayUbiz are:

  • International Payment / Credit card Support: Not supported
  • Mobile App Integration: Android, Windows, and iOS.
  • Multi-Currency Support: No
  • Customer Support: Customer support always seems to be busy.
  • Withdrawal Fees: Zero
  • Settlement days: T+2 days
  • Documentation required: Extensive list of documents.

PayUbiz Payment Gateway Contact Details: Call 0124-6624801 Email: contact@payu.in


10. PayTM Payment Gateway

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In today’s jiffy, no one is unfamiliar with the word PayTm. May it be Local Karyana Store or a High-Class Business Firm; today Paytm has spread its clouds to every sector of economic activity. With Paytm Cash Wallet, it has proved to be a boon to the small eCommerce merchants.

Initial Setup Fees was Rs. 5000 but has been waived as of now. Annual maintenance charges too have been waived off. Transaction fee per transaction varies according to the mode of payment.

Some of its central features are:

  • International Payment / Credit card Support: Supports all kind of credit cards.
  • Withdrawal Fees: Zero.
  • Settlement days: Settlement takes place within 2-3 days
  • Customer Support: Good customer support all through the week.
  • Multi-Currency Support: Not supported as of now
  • Documentation required: Business registration and Bank accounts details.
  • Multi-currency transaction charges: Not applicable.
  • Mobile App Integration: Available for both Android, iOS.

PayTM Payment Gateway Contact Details: Signup on their website.

These were some of the leading Internet Payment Gateways.

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Techies Infotech primarily deals with Web Marketing where such gateways are regularly used. With the suggestions from professionals to which gateway is the best, take your business to heights.

So, what are you waiting for? Grab your phone or internet device and contact Techies Infotech now!

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